For most of us, our super will be one of our largest assets so it’s important to be aware of what you’re entitled to. And since the total Australian Superannuation assets equalled $2.7 trillion at the end of the March 2020 quarter1, it pays to pay attention.

How much and how often?
Superannuation Guarantee (SG) contributions are calculated as a percentage of your ordinary time earnings, and currently that percentage is 9.5%.

Employers must pay your super into your account once a quarter (every three months) but it can be more frequently like fortnightly or monthly. The Vision Super app will also send you a notification every time a payment is made, if you have registered, which makes it easier to stay on top of your contributions.

To see how much super you’re being paid, you can;

  • Check your payslip, or;
  • Check with your super fund by logging in online or contacting them.

Just remember, your payslip will show the superannuation amount accumulated during that time period, however your employer may pay it into super on a different schedule.

Take control
Remember this if you change jobs, your super doesn’t also have to change. You can stay with us by providing your new employer a Vision Super Superannuation Choice of Fund form.

Putting in extra
Of course, the amount of money your employer pays into your super may not be enough for you to retire comfortably, so you have the option of choosing to make additional contributions into your super. You can make additional payments through your employer in the form of salary sacrifice, or alternatively you can make voluntary contributions to super from your income or savings. Just be mindful that there are caps on how much you can put in, which you can read about on the ATO website here.

The right advice, when and where you need it
Getting advice about your super doesn’t have to be scary. Vision Super’s fully qualified advice team are here to help you on every aspect of your super, from the simplest question through to a comprehensive financial plan. To learn more, head to


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